Learning to get by with less

With the crazy influx of medical bills that are steadily streaming in, it was high time to sit down and come up with a rather strict budget for November.

I sat down, listed all our expenses, figured out our estimated income and came close to a few tears when I saw that we weren't going to break even, and that was before we paid anyone for all of Kaylee's medical expenses.

I'm a firm believer that if you're smart with your money, you can make things work, and no matter how life gets, it seems like we'll never go without the essentials.

Right now, things are about as tight as they've ever been, and figuring out how to make things balance was nothing short of a monumental task, but I think we've managed to do it.

It started with a few cuts.

The home phone had to go.

Our monthly pest control had to go (and I'm just crossing my fingers that the cold weather keeps the nasty bugs out in the meantime!).

We downgraded to the lowest DirecTV package. And with it went CMT, GAC, TLC and Discovery Health...waaahhh!

The membership to the gym had to go.

The grocery budget is also a slim $150, but we already have enough food for dinner for the entire month (more on that Wednesday).

The allowance for eating out and "fun" stuff is at a big fat zero.

And, we're in the process of working with www.naca.com to try and negotiate a lower monthly rate on our mortgage.

We're down to just the essentials, folks, but we're going to break even, and if Craigslist is good to us and the lovely locals want to buy some of our unused crap, we might even be able to put some money in savings or pay extra toward the medical bills.

Times are tough for ALL of us. What have you had to cut back on, and what are you doing to save money?

Michael Phelps, the Michelle Duggar wannabe, and a few other things weighin' on my mind...

This week for Mama Kat's Thursday Writer's Workshop, I could have written a poem, told you about a talent I have, shared a lie I told, or - OR - I could choose to do one of my most favorite hobbies - write a list. The list must be made up of ten things that were on my mind this week. That shouldn't be a problem, since the wheels are always turning up in this noggin. So, let's get on with the list, shall we?

Ok.

1. Michael Phelps. What the hell, Michael Phelps? You let someone take a picture of you smoking pot? Your a friggin' celebrity, dude. Have you not heard about Paris Hilton's little snafu? And now you're trying to pass this off as a youthful mistake? You used up your stupid youthful mistakes quota when you got your DUI at age 19. Knock it off, dude. Like you NEED something to give you more of the munchies - you already eat 80 bajillion calories a day and have zero percent body fat (for that I hate you, by the way). Quit being such a cotton-headed ninny muggins, you stupid fool.

2. The lady who had 8 babies at once. Ok, so at first I heard the story and I was all, "WOW. That's so amazing - the babies were all born healthy! What fantastic news - this is such a miracle." Yadda, yadda, yadda. Then I find out she already HAD 6 kids and now she's asking for $2 million before she'll give any interviews and such. Father of the babies - not involved, apparently. Two words, people: NUT CASE. Why are such stupid people allowed to keep having babies? She's on the fast track for the Michelle Duggar plan, I guess...

3. It's great to be done nursing, but I forgot about the fact that I no longer burn 500 - 1,000 calories a day for being a dairy cow. Dammit. My pants are starting to be too tight. Now I actually have to do workouts that make me sweat. Someone pass me a tissue, I'm about to cry...

4. I've been a little nervous that maybe Kaylee will start to walk soon. She is now pulling herself up to a standing position like it's nobody's business. And she crawls faster than her little legs can keep up with sometimes. I think it's only a matter of time until she discovers that there's an even faster way to move. Well, tonight I find out that my husband and his sister each walked at 9 months old. Now, what has become a nagging thought in the back of my mind for the past week has become a potential case of severe heartburn. For Pete's Sake, I'm still trying to child proof my house appropriately for a crawler. God help me, but I'm going to push the kid down (ever so gently) when she stands without support. I will do it. And you will not stop me.

5. What the FRICK is up with all these "tell us 25 things about yourself" facebook tags? Holy jeepers, people. I think I've received 875,326 requests to tell you 25 random things about myself. Everyone and their brother is doing this (well, except me, and my brother now that I think of it - I don't think he's done it...). And I'm not. So keep sending me your requests all you want, but I'm not doing it. Even if a teeny weeny part of myself wants to do it, just because...

6. I continue to think about my decision to stop breastfeeding Kaylee, and I continue to have more confidence that I made the right choice. At the same time, I was a little overwhelmed with all the comments that other women had in response to my post about being done. Holy crap, people. Every comment talked about a struggle with breast feeding in one way or the other. Never in one place have I read so many open and honest struggles with the issue. It has really got me thinking, and in fact - I've gotten a little upset that the issue of breastfeeding induces so much guilt among mothers. Guilt that they don't breastfeed. Guilt that they DID breastfeed, but not long enough. Guilt that they could breastfeed one child and not the other. Promoting breastfeeding is a great and all, but it's become a bit more clear to me that SOMEONE had better start sending out the message that if you don't breastfeed you're not a bad mother, and that if you don't have problems along the way, well then - guess what? You're in the frickin' MINORITY, people. *stepping off that soapbox*

7. I've had the chance to have a few consecutive days off of work, and I'm realizing that I'm beginning to feel more confident and comfortable in my role as a mother. I'm starting to loosen up a bit. I don't worry quite as much about if I'm doing things the right way. I'm having more FUN, and I'm not taking myself so seriously or being as hard on myself. Most of the time.

8. Money. This always seems to be on my mind these days. Whether it's trying to balance the checkbook, pay the bills, figure out new ways to save, clipping coupons, or worrying about not having enough days of work this month, it's always there - always in the back of my mind. Sometimes I wish that it weren't an issue - that it was not something that caused me stress. But, if I had so much money that I wasn't stressed out about money, I think I'd have a whole nother set of issues, and frankly - I think I'd rather worry about not having enough.

9. I've also been wishing that I had more time to catch up on all the shows I have DVR'd. I love that stinkin' machine - I just wish I wasn't so far behind on my shows. And I wish I had a pair of 3-D glasses so I could watch Chuck. It looks funny this week if you're not wearing 3-D glasses. Anyone know where I can get a pair?

10. Ok, so remember my post about cleaning my house all day while my mom watched Kaylee? I got my kitchen, living room and dining room all cleaned? Well, we're approaching 2 weeks of keeping those rooms clean, and I'm still scratching my head about how we're managing to pull it off. I guess it's not so bad when you can just maintain it on a daily basis. I kinda feel like giving myself a quick pat on the back. But then following that pat, I feel like giving myself a swift kick in the pants because I still have 2 bathrooms, 2 bedrooms, an office, a car, and a garage that need cleaning, too. Ahhh, cleaning, shmeaning. Always on my mind...